by: Djai Tanji
If you have a dog, it is very important to be honest with your home insurance company. Homeowners and renter’s insurance policies normally cover dog bite liability. Insurers may charge more or even deny your application depending on the breed of the dog which determines the breed’s general reputation. If you lie about this in your insurance agent, the claim could be denied. Incase you get a dog after you got your insurance policy, better make sure to notify your company. It’s either the claim will be approved or denied. Some companies may increase the insurance rate for the new addition to your insurance coverage.