by: Djai Tanji
Around 43, 000 people are approximately injured in and around swimming pools every year and 300 people drown in backyard pools. With this, the insurance company will make a greater liability if you own a pool. But there are also some companies that will still cover you even if you own a pool so it is important if you disclose this to your insurance agent or company. Homeowner insurance nevertheless will not raise your rates if you have safety features for your pool like a gate around it. And others may not want to insure your home if your pool has a diving board or slides. It really depends on the homeowners insurance policy so it’s very advisable to shop around first.