Having a green home insurance used to be just a thought. Not anymore because Fireman’s Fund Insurance Company made it possible by offering two types of Green-Gard home insurance. The company will cover the cost of replacement for insurers whose buildings are already green-certified or with particular green features. As added attraction, the company is willing to hire a LEED-certified expert to supervise the repairs. In the event of a loss, the insurance provider is willing to replace standard systems and materials with green features which include non-toxic paints and carpeting, energy saving lighting system and water effective inside plumbing.