May people are satisfied with a cursory explanation of what their insurance agreement covers. Hardly anyone bothers to read the fine print to gain a better understanding of the contract they are getting into.
It may be tedious process, but reading the fine print is the best way to know exactly what your insurance covers and the conditions attached to filing claims. This is so that in the future, when you file an insurance claim, you’re backed up by you contract and cannot be misled by insurance companies who might try to be a bit coy with you.
It’s always important to understand a written agreement like an insurance policy in its entirety so that you really know what you’re getting into. It’s just something you need to do only once, so make sure you do it thoroughly.